Business Debt Consultants – Your Professional Team of Debt Consultants

MCA Debt Relief

Get Help with Your MCA Debt

Crippling Merchant Cash Advance payments are not the end of your story. We negotiate with MCA lenders to significantly lower your payments and provide a clear path back to financial stability.

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See Your Potential Savings

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By clicking Submit, you consent to receive SMS, email, and calls, including automated calls, from Business Debt Consultants (BDC) in response to your inquiry, notifications, and promotions. You may be contacted even if on a Do-Not-Call list. Message frequency and rates vary. Reply "STOP" to opt out or "HELP" for support.

Congratulations, You Pre-Qualify!

Your application has been received. Based on your answers, you are a strong candidate for our program. A business debt consultant will contact you within 24 hours to discuss your results and the program.

Thank You for Your Interest

Unfortunately, based on the information provided, our program may not be the right fit for your business at this time. We wish you the best in finding a solution.

Your Financial Lifeline

Stop Drowning in MCA Debt

Merchant Cash Advances can feel like quicksand, pulling your business under with relentless daily payments. We provide immediate relief and a long-term strategy.

Stop Aggressive Collections

We handle all communication with lenders, putting an end to harassing calls, threats, or unfair collection attempts.

Lower Your High Interest Payments

We restructure your debt into an affordable plan that aligns with your actual revenue and improve cash flow.

Restore Your Business Health

Our solutions are designed to get you back on a path to sustainable, long-term growth.

Protect Your Business Legally

We negotiate amicable solutions, while offering legal protection to avoid the stress and expense of litigation.

Real Solutions

Our Debt Relief Solutions

We offer a suite of services tailored to the unique challenges of MCA debt, all designed to deliver tangible results for your business.

MCA Debt Settlement

We negotiate with your lenders to settle your debt for a fraction of the total amount owed, providing immediate and substantial savings.

Debt Restructuring

We work to change the terms of your debt, consolidating multiple advances into one manageable payment with a longer repayment period.

Lender Negotiation

Our experienced team handles all negotiations, leveraging our industry relationships and legal knowledge to secure the best possible outcome.

A Clear Path Forward

Our Simple 4-Step Process

We’ve streamlined our process to be as transparent and stress-free as possible. Here’s what you can expect when you work with us.

Free Consultation

It starts with a confidential, no-obligation call. We'll listen, review your MCA agreements, and explain your options clearly.

Analyze & Strategize

Our team performs a deep dive into your financials and debt structure to build a custom strategy for your business.

Negotiate & Settle

We take over communication and aggressively negotiate with funders to reduce your balances and restructure payments.

Save and Rebuild

With debt resolved and cash flow restored, you can focus on running your business and planning for a profitable future.

The BDC Advantage

Unlock Your Business's Potential

Partnering with us provides more than just debt relief. It’s about creating a stable financial future for your company. Here are the key benefits our clients experience.

Unpredictable, high-frequency MCA payments drain your bank account and make financial planning impossible. We consolidate your advances into a single, fixed payment that you can actually afford, freeing up vital capital to pay for inventory, payroll, and growth.

The constant stress of aggressive collection calls and threatening letters takes a toll. Once you partner with us, we take over all communication with your lenders. You get peace of mind knowing experts are handling it, so you can focus on what you do best.

Our experts analyze your agreements and negotiate for more favorable terms. By restructuring your obligations into a more manageable plan, we aim to reduce your overall cost and free up thousands in capital for your business to grow.

Proven Expertise

We Serve the Industries That Build America

We have a deep understanding of the unique cash flow challenges faced by businesses in various sectors. We’ve successfully helped clients across the country.

Construction

Total Savings Delivered: $18.5M

Trucking & Logistics

Total Savings Delivered: $12.5M

Medical & Dental Practices

Total Savings Delivered: $8.5M

Salons & Spas

Total Savings Delivered: $5.5M

Restaurants & Hospitality

Total Savings Delivered: $15M

Retail & E-commerce

Total Savings Delivered: $10M

Auto Repair Shops

Total Savings Delivered: $7M

Home Services

Total Savings Delivered: $6.7M

The daily payments were suffocating us. I'd wake up every morning knowing a huge chunk of the previous day's sales was already gone before we even opened. We were struggling to make payroll and couldn't invest in inventory. I felt like I was failing my family and my staff. Honestly, I was ignoring most calls but I'm so glad I picked up when Business Debt Consultants reached out. They were professional and actually listened. They immediately got the daily debits stopped and worked out a single, manageable weekly payment. It was a huge weight off my shoulders. We can finally breathe and focus on our food again.

We were stuck between a rock and a hard place. We were waiting on a big project payment but needed capital for equipment and materials. The MCAs seemed like a good idea until the collection calls started. They were aggressive, constant, and unprofessional. BDC's team was the complete opposite. They were professional from the first call, took over all communication with the lenders, and the harassing calls stopped overnight. They understood my business's cash flow and structured a plan that made sense. They restored my peace of mind.

I poured my life savings into my boutique, and watching it get drained by MCA payments was heartbreaking. I was scared I was going to lose everything. I felt embarrassed and didn't know who to turn to. The team at BDC was incredibly understanding and never made me feel judged. They explained my options clearly and handled everything with such expertise. They didn't just talk a good game, they delivered. They reduced what I had to pay back by a significant amount and genuinely saved my business. I am forever grateful.

Ready to Get Started?

Take the First Step Towards Financial Freedom

Your situation is unique, and you deserve a personalized strategy. Contact us for a free, confidential consultation to understand your options.

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Please be advised that all communications with Business Debt Consultants, including phone calls, may be recorded or monitored for quality assurance, training, and compliance purposes. All claims and results referenced are based on enrolled debts. Please note that not all debts are eligible for enrollment, and not all clients complete our program due to various factors, including, but not limited to, their inability to accumulate sufficient funds for settlement. Outcomes and estimates provided are derived from historical results, which may vary significantly depending on individual circumstances. Business Debt Consultants does not guarantee specific reductions in debt amounts or percentages, nor does it guarantee that clients will become debt-free within a predetermined timeframe. Business Debt Consultants does not assume responsibility for your debts, make monthly payments to creditors, or provide services related to tax, bankruptcy, accounting, legal advice, or credit repair. Our services may not be available in all states. We strongly recommend consulting a qualified tax professional to evaluate any potential tax implications of debt settlement. Additionally, for information regarding bankruptcy, we advise consulting a licensed bankruptcy attorney. Prior to enrolling in any program, please thoroughly review and understand all program materials, including the potential adverse effects on your credit rating. Business Debt Consultants and its affiliates are not lenders, creditors, or debt collectors. This program does not constitute a loan. Testimonials reflect the experiences and opinions of individual clients and are not necessarily representative of all experiences with Business Debt Consultants or its affiliates. Results may vary. We collect certain information automatically when you visit our website, including your IP address, browser type, and pages visited. This data is used for analytics and security purposes.